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Savings Balance: $1,710.13 - a decrease of $331.86 (we had a small paycheck stolen from us thus this $330 had to come from somewhere.)CC Balances: $11,340.00 - a payoff of $243.07IRA Balances: $ 200.94 - an increase of .18 centsMortgage Balance: $130,470.00 - a total payoff of $ 173.18Extra Mortgage Payment Balance: $815.68
Well, I am VERY pleased to say we lowered our eating out total for the month of June SIGNIFICANTLY. Our total for June was $ 383.17 a decrease of $ 142.59 from May And a decrease of $ 92.58 from April! Yay for us! We're getting better! :)
Savings Balance: $2,041.99 - a decrease of $1127.92 (we purchased a new car being as the truck needed an additional $4,600 in repairs)CC Balances: $11,583.07 - a payoff of $264.00IRA Balances: $ 200.76 - an increase of .18 centsMortgage Balance: $130,643.35 - a total payoff of $ 169.99Extra Mortgage Payment Balance: $817.35
Well, last month we didn't do so hot. :( We're already doing better this month though. So we're still working on it!
$525.76 a decrease from April of $176.30 but an increase from March of $77.20.
Savings Balance: $3,169.91 - a decrease of $474.58 (we had an emergency repair to the truck)CC Balances: $11,828.80 - a payoff of $274.20IRA Balances: $ 200.58 - an increase of .22 centsMortgage Balance: $130,813.34 - a total payoff of $ 169.26Extra Mortgage Payment Balance: $819.02
This month's total is quite large, but one must take into consideration that we went on vacation for 8 days so that's where the huge difference comes from. And here they are:Vacation Eating Out Total: $ 475.75Regular Monthly Eating Out Total: $ 223.31For a Grand Total of: $ 699.06
Savings Balance: $3,644.49 - an increase of $387.56 CC Balances: $12,103.00 - a payoff of $483.59 IRA Balances: $ 200.36 - an increase of .22 centsMortgage Balance: $130,982.60 - a total payoff of $ 168.53 Extra Mortgage Payment Balance: $820.69
Yay! Our total monthly eating out expenses went down yet again! I'm very proud of our family! We will continue to take this total down, down, down during April as well! :)
$ 448.56 - a reduction of $ 41.16
Savings Balance: $3,256.93 - an increase of $1,526.27CC Balances: $12,586.59 - a payoff of $194.63IRA Balances: $ 200.14 - an increase of $200.14Mortgage Balance: $131,151.13 - a total payoff of $ 167.83 Extra Mortgage Payment Balance: $822.36
Well, we did better this month than last! I am not "Happy" with our total for February but it IS better than January's!
$ 489.72 - a reduction of $ 71.74
We will try to do better again this month! :)
Savings Balance: $1,730.66 - an increase of $440.66CC Balances: $12,781.22 - a payoff of $766.65
IRA Balances: $ 0.00
Mortgage Balance: $131,318.96 - a total payoff of $ 167.13 Extra Mortgage Payment Balance: $823.13
Wow! I am Ashamed of myself for this total! :($ 561.46Ouch!We will DEFINITELY try to do much better in February!
Savings Balance: $1,290.00CC Balances: $13,550.87IRA Balances: $ 0.00Mortgage Balance: $131,486.09Extra Mortgage Payment Balance: $824.53
1) Save at least $100 in our Emergency Fund every month to bring total to an 8 month emergency fund.2) Eat out less, or spend less doing it.3) Open IRA's for my husband and I.4) Pay 1 extra mortgage payment per year.5) Pay off CC debt.
