February 1, 2009 Balances:

Savings Balance: $1,730.66 - an increase of $440.66

CC Balances: $12,781.22 - a payoff of $766.65

IRA Balances: $ 0.00

Mortgage Balance: $131,318.96 - a total payoff of $ 167.13

Extra Mortgage Payment Balance: $823.13

January Eating Out Totals

Wow! I am Ashamed of myself for this total! :(

$ 561.46

Ouch!

We will DEFINITELY try to do much better in February!

January 1, 2009 Begining Balances

Savings Balance: $1,290.00

CC Balances: $13,550.87

IRA Balances: $ 0.00

Mortgage Balance: $131,486.09

Extra Mortgage Payment Balance: $824.53

2009 Fiancial Goals

1) Save at least $100 in our Emergency Fund every month to bring total to an 8 month emergency fund.

2) Eat out less, or spend less doing it.

3) Open IRA's for my husband and I.

4) Pay 1 extra mortgage payment per year.

5) Pay off CC debt.